This has a real Darwinian feel to it, if you open your finances to AI models just generally then you probably have it coming. That said twenty years ago giving free access to your bank account to something like Google Wallet would have been unthinkable yet here we are.
The only model that should have access to finances ever is one you host. On your own hardware, ideally in a container separated from the internet (one container pulling in your financial data, one container serving the AI model, latter without internet access, just getting data from the former).
This has a real Darwinian feel to it, if you open your finances to AI models just generally then you probably have it coming. That said twenty years ago giving free access to your bank account to something like Google Wallet would have been unthinkable yet here we are.
The only model that should have access to finances ever is one you host. On your own hardware, ideally in a container separated from the internet (one container pulling in your financial data, one container serving the AI model, latter without internet access, just getting data from the former).