A credit card is a card to say “these people will pay you and I’ll owe them money”
With a gift card, you’re choosing items that have already been paid for, the company already got the money and you’re just picking out what you want to buy with it
A gift card is an interest-free loan to the vendor.
Gift cards are just inferior fake money locked to one store.
With a quite high probability that the loan is never asked back.
Gift cards say, “I could have just given you cash, but I wasn’t considerate enough to also give the freedom to buy what you want. I have therefore restricted you to store of my choosing, for if I cared at all about you, I’d actually have been able to buy a suitable gift myself.”
Gift cards are great for family members who have addiction issues 🤷♀️
They’re also great for the people in your life who you know are too practical to buy themselves something nice with gifted cash
