Electricity too

That’s what I just figured out.

That’s what I’m getting at. All the ‘Bad Guys’ who genuinely need the security to do bad things will just move to the other options, along with us tech savvy types. The only people they’ll be able to spy on are the normies who aren’t actually criminals…

Actually I think I get it now. I’m sure for many of them, it’s not about catching criminals at all.

I wonder if they understand, it’ll be impossible to truly stop this.
Even if they get some of the low hanging fruit. People will just move to the more secure, distributed, and anonymous options.
Or are they actually ignorant enough to believe this is something they can solve.

Actually?

Are they not supposed to?
I don’t get it.

That makes sense.
If you want a Cybertruck, you want the all-wheel version.

Visa and co. don’t own technology. […] the implementation is left to banks and financial providers.

That’s exactly backwards.
The store POS system doesn’t connect directly to every individual bank that issues a card. They connect to Visa’s server which authenticates the transaction. They’re the network in the middle of the system that everyone else connects to. The banks just provide the account to transact from.

You can’t just build an app that uses NFC, like you build an app that uses a phone camera.

Then how is this new Digital Euro supposed to do NFC transactions if they can’t use the NFC?

I was using a short-hand language with the assumption that You understand that we are not talking about technological implementation.

That’s the confusion. I’m only talking about technology.
I’m not seeing much of a reason to build an entirely new set of tech for this payment system.

Nearly everything you mention can be done with the same existing tech the other card networks do. You only need different contracts for the connected banks, retailers, and customers.

The closest you mention to a reason for new technology is the phone based NFC payments. That could solved with their own NFC payments app. That could be done by just making a new NFC wallet app, which would be great! But doesn’t require a whole new currency and payment network protocol.

Oh! Yah, that’s plenty of reason. Though I have doubts.

Visa and co. mostly don’t work on modern mobile phones.

Never had a problem. Not sure what that means

The networks don’t do credit, or cash back rewards, points and the like. That’s not Visa and friends. Those are offered by the banks who back the accounts. Debit cards don’t have those options and work exactly the same as far as the charge network is concerned.

The public network doesn’t have to worry about any of that. People could use it with credit, debit, or charge cards whatever they wanted.

Nobody likes the charge card networks. They charge fees to nearly everyone. Banks would jump on a fee free alternative.

I did read all that. I’m all for creating a public way around the corporate payment networks.

What I mean is, one could just create a public charge card network that works the same way, with the same infrastructure that Visa, MasterCard, Discover, American Express, Diner’s Club, etc all use. All that would change are the fee structures everyone pays. I don’t see the need to reinvent the wheel here.

I guess the username+password part is new, but I’m not sure it’s enough of a reason to invent a whole new payment system. Normal CC networks do all the rest already.

Why create a new kind of “digital euro” instead of a public credit card network? Why create entirely new tech?

Maybe he didn’t bring enough for everyone

https://www.cnn.com/2020/01/28/us/tennessee-man-marijuana-trnd/

If they called out D&D as satanic

It’s not 1990 anymore. Almost everyone is a gamer these days.
It’s a bigger industry than the global movie box office.
You have no idea how much work goes into being really good at a game.

This sounds ridiculous on it’s face.
But anyone with experience playing RTS games should realize a few moments thought, those players are perfect for the job.