15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN.
You are trying to invent a scenario where IBAN transfers are simple, but that’s simply not true, otherwise payment methods such as wero wouldn’t even exist
15 for a phone number, so only twice as bad.
And then not, as Iban has a checksum so you’ll directly see errors, as opposed to a phone which will just reach the wrong person
15 for a phone number? Where do you live too have such a big number? Here I have only 9 and phone numbers are easily remembered, most people know their own number, and bet <1% of people are know their IBAN.
You are trying to invent a scenario where IBAN transfers are simple, but that’s simply not true, otherwise payment methods such as wero wouldn’t even exist